FHA Loans

Your time is now.

Let’s do this. Federal Housing Authority Loans are insured by the federal government to provide homeownership opportunities to more American families.FHA Loans are geared toward hard-working families in low- to moderate-income brackets. Down payments are lower than conventional mortgages. And you can choose from various terms with fixed or adjustable rates.

Key Features:

  • Allows you to purchase a home when you have limited resources
  • Ideal for first-time homebuyers from low- to moderate-income families
  • Purchase a home using a lower down payment


Down Payment 3.5% of the final loan amount
Terms 10, 15, 20, 25, 30 years, fixed and ARM
Credit Score 620* minimum
Mortgage Insurance Yes, one-time, up-front and monthly
Maximum Loan Limit Yes, varies by county
* Unless approved by FHA Choice Manual Underwrite Process

Eric LaFleur MLO165839 • Company NMLS #1936